WEBSITE TERMS: PLEASE READ CAREFULLY.
Stephen James (Automotive) Limited is a Registered Company, number 09738102 whose registered address is 1 Martinbridge Estate, Lincoln Road, Enfield, EN1 1SP.
The terms below govern your use of this website and by accessing this website you agree to be bound by them. If you do not accept these terms, please do not use the website.
We may change these terms at any time without notice by updating the terms shown on this website. It is your responsibility to review the website terms each time you enter the website to ensure you are aware of our latest terms and conditions. Your use of this website after a change has been made signifies your acceptance of the revised terms.
This website is made available free of charge and for personal use only and is not to be used for any commercial purpose.
On occasions BMW Group will incentivise its Retailers with programmes designed to improve their performance.
PRODUCTS AND SERVICES.
The provision of details of products and services on this website are not, and should not be construed as, an offer to sell or supply such products or services, and the seller or supplier may always accept or reject your offer at its sole discretion.
All products and services on this website are subject to availability and may be withdrawn without notice. All products and services and all prices are also subject to change without notice.
All finance and hiring facilities are subject to status and available to companies and persons aged 18 or over in the UK only (excluding the Channel Islands and Isle of Man). Guarantees and indemnities may be required.
All insurance products outlined on this website are administered, underwritten and serviced by carefully selected insurance providers. For all insurance products, certain exclusions and eligibility criteria apply. A full summary of cover and detailed policy terms for each insurance product is available upon request.
TERMS AND CONDITIONS FOR INDIVIDUAL PRODUCTS AND SERVICES.
These website terms should be read in conjunction with the separate terms and conditions for the sale or supply of the individual products or services which are referred to on this website. In the event of any inconsistency between these terms and the specific product or service terms and conditions, the latter shall prevail.
INFORMATION ABOUT PRODUCTS AND SERVICES.
Whilst we have made every effort to ensure the information on this website is up to date and accurate, neither we nor any MINI Retailer can accept responsibility for your reliance on any information on this website.
Always check with your MINI Retailer model availability and for precise information on vehicle model features, specifications and equipment, and in the case of used vehicles, current mileage details before ordering a vehicle.
Always check the terms on which any product or service is supplied before making any commitment. Copies of MINI vehicle finance agreements are available from any authorised MINI Retailer. Detailed insurance policies and summaries of cover and other product or service terms are available on request.
You should seek your own independent financial advice in relation to any taxation or accounting matters referred to on this website.
COMPLIANCE WITH THE BRIBERY ACT 2010.
We strive to ensure our company is run with complete integrity and remains untainted by bribery or corruption.
ACCESS FROM OUTSIDE THE UK.
The vehicle and product specifications on this website are, unless stated otherwise, for the UK market only. These specifications (including what is optional and what is standard equipment) may vary in other markets. However some vehicle images may be of models supplied in other markets, for example showing left-hand drive, and not reflecting specifications in the UK.
Unless otherwise stated, the finance, leasing and insurance products and services on this website are available only to residents of the UK (excludes the Channel Islands and Isle of Man).
The information and other materials contained in this website may not satisfy the laws in countries outside the UK. If you choose to access this website from outside the UK you are responsible for ascertaining to what extent local laws are applicable and compliance with local laws. Any telephone numbers and charges shown only apply to calls made from within the UK.
We cannot promise that this website will be uninterrupted or free of errors, bugs or viruses and we will not be liable if, for any reason, this website is unavailable at any time or for any computer virus or system freeze. Access may be suspended at any time without prior notice being given.
BMW INSURANCE SOLUTIONS TERMS AND CONDITIONS.
BMW Insurance Solutions, MINI Insurance Solutions and BMW Motorrad Insurance Solutions are trading names of BMW Financial Services (GB) Ltd. The insurance policies are underwritten by a selected panel of insurers.
BMW & MINI Car Insurance.
BMW Flex Car Insurance and MINI Flex Car Insurance are managed and administered by Wrisk Transfer Limited, registered in England under company number 10657213 and is a wholly owned subsidiary of Wrisk Limited. Registered Address: 25 Moorgate, London, England, EC2R 6AY, United Kingdom. The company is registered in England under company number 09721622. Wrisk Transfer Ltd is authorised and regulated by the Financial Conduct Authority under the Financial Services Registered number 788062.
This insurance is underwritten by Highway Insurance Company Limited. Highway is a registered trade mark and Highway and Highway Insurance are trading styles of the Liverpool Victoria Group of Companies. LV= and Liverpool Victoria are registered trade marks of Liverpool Victoria Friendly Society Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria group of companies. Highway Insurance Company Limited, registered in England and Wales number 3730662 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202972. Registered address for both companies: County Gates, Bournemouth BH1 2NF. Tel: 01202 292333.
BMW Financial Services (GB) Limited is authorised and regulated by the Financial Conduct Authority under reference number 312578, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB and Wrisk Transfer Limited are not part of the same corporate group.
BMW Motorrad Bike Insurance.
BMW Motorrad Insurance is arranged by Devitt Insurance Services Limited, Insurance Brokers. Authorised and regulated by the Financial Conduct Authority, register number 312328. Registered Address: North House, St Edwards Way, Romford, Essex RM1 3PP. Registered in England No 2438974. BMW Motorrad Insurance is underwritten from a limited number of Insurers. Eligibility terms and conditions apply. Details and data requests are available from Devitt Insurance Services Limited.
- BMW Group Shortfall Insurance, Contract Hire Shortfall Insurance, Tyre Damage Insurance and Cosmetic Repair Insurance.
- BMW Shortfall Insurance, Contract Hire Shortfall Insurance, Tyre Damage Insurance and Cosmetic Repair Insurance,
- MINI Shortfall Insurance, Contract Hire Shortfall Insurance, Tyre Damage Insurance and Cosmetic Repair Insurance and
- BMW Motorrad Shortfall Insurance and Tyre Damage Insurance
are administered by GardX Assure Limited, registered in England under company registration number 9339557. Their registered office is at Unit 7, Clovelly Business Park, Clovelly Road, Southbourne, Emsworth, United Kingdom, PO10 8PE. Gard X is authorised and regulated by the Financial Conduct Authority, Registration Number 711212
These insurance products are underwritten by Helvetia Swiss Insurance Company in Liechtenstein Ltd whose registered office is at Aeulestrasse 60, FL-9490 Vaduz, Liechtenstein. Helvetia Swiss Insurance Company is authorised and regulated by the Financial Market Authority of the Principality of Liechtenstein (FMA), and is deemed authorised by the Prudential Regulation Authority. Subject to regulation by the Financial Conduct Authority (FCA) and limited regulation by the PRA. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the FCA’s website. Firm Reference Number: 454140. You can check this on the FCA website at https://register.fca.org.uk.
- BMW Group Insured Warranty, Roadside Assistance and Roadside Assistance Essential.
- BMW Insured Warranty, Roadside Assistance and Roadside Assistance Essential,
- MINI Insured Warranty, Roadside Assistance and Roadside Assistance Essential and
- BMW Motorrad Insured Warranty, Roadside Assistance and Roadside Assistance Essential
are underwritten by AWP P&C SA and administered in the UK by AWP Assistance UK Ltd (trading as BMW Insured Warranty and BMW Roadside Assistance Services). AWP Assistance UK Ltd is registered in England, No 1710361, Registered Office PO Box 74005, 60 Gracechurch Street, London, EC3P 3DS. AWP P&C SA is authorised and regulated by L’Autorité de Contrôle Prudentiel et de Résolution in France. Deemed authorised by the Prudential Regulation Authority (PRA). Subject to regulation by the FCA and limited regulation by the PRA. Details of the Temporary Permissions Regime, which allows EEA-based firms to operate in the UK for a limited period while seeking full authorisation, are available on the FCA’s website. AWP Assistance UK Ltd acts as an agent for AWP P&C SA with respect to the receipt of customer money, for the purpose of settling claims and handling premium refunds.
Details of each company’s authorisation can be checked on the FCA's register by visiting the FCA's website: https://register.fca.org.uk or by contacting the FCA on 0800 111 6768 (calls are free of charge plus your phone company's access charge).